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Anthony - Bridgewater, NJ

To whom it may concern,

I initiated a short sale with JTI Real Estate approximately one year ago. I highly recommend JTI for a number of reasons. They were patient, informative, and very professional throughout this entire process.

My wife and I had fallen upon some difficult times and we needed to initiate a short sale. There are many detailed items that are necessary to accomplish a short sale in the state of New Jersey.

We found out about JTI through a letter sent to us by them. When we called them, we could tell immediately that they knew what they were doing. They are not a company who is in this business for a quick buck or a quick flip; they are in this business for the long haul.

During this procedure, which lasted over a year, our mortgage was sold from Bank of America to Seterus. This created additional paperwork and many more details than usual. All of these hurdles were taken on by JTI and worked through diligently.

They have the professional staff on hand, in house, at all times. They each handle their areas of expertise with professionalism and knowledge.

My wife and I are extremely satisfied with the result of this short sale. I once again, highly recommend JTI for any of your Short Sale/ Real Estate needs.


Kenya  - Hillsborough, NJ  

I owned a Townhome in Hillsborough, NJ for 10 years. My husband suddenly became ill and could no longer work. This turn of event substantially impacted our family income, we could no longer afford to keep our home. My husband took a turn for the worse and passed away in October 2008. During this time I had a realtor assisting me in requesting a short sale. She was not able to sell my home.

I received a mailing from JTI Real Estate and decided to give them a try. Both Matt and Joe were excellent. They keep me informed, worked diligently on my behalf and prevented two sheriff sales from occurring. Through their hard work JTI Real Estate were able to sell my home. The attorney they retained on my behalf was friendly and extremely helpful. I am very satisfies with the services I received from JTI Real Estate, in specific Matt and Joe and avoided a foreclosure.

During the time of economic turmoil, I am pleased to have a second chance to restore my credit rating. I would recommend them to any one with similar circumstances.

Thank you JTI Real Estate. Thank you Matt and Joe.
Sincerely, Kenya

Demia - North Plainfield, NJ

I already filed for bankruptcy and now my condo was going into foreclosure. When I received the Sheriff Sale I did not know what to do. I came across Matthew's flyer in the mail. I did not want to call because I thought this would be a scam or a con artist. I called and spoke to Matthew about my situation. He listened, was kind, very very patient and he is very professional. Within a few days he took over my foreclosure sale.

He did a short sale and saved me for ruining my credit even more with a foreclose on my credit report. Now that my condo is sold, I am less stress and much happier. I would recommend Matthew and Joe to other people who is going through the same situation I went through. This will give me an opportunity to re-build my credit back up.

Thank You again Matthew and Joe!

Frank - Bridgewater, NJ

This gentleman saved what was left of the rest of my life. My wife had left me and I was 2 year behind in my mortgage due to losing my job after several heart attacks.  My house was in foreclosure and I thought the only way out, well you know what I mean.

Joe worked with me for a year and half an  put together a short sale that not only paid off my bills but made sure that the IRS didn’t’ come after me.  This was GREAT!

I figured that my credit was shot and would be for the next 10 years but he told me he also worked with a company that helps people like me get back on their feet after a experience like this.  Something he did not have to do because as far as I was concerned he had done enough! More than I expected! 

I went to my credit union  to borrow money to buy a reliable vehicle not expecting to be approved.  Not only was approved but the CEO of the credit union stuck his head in the door and said “Hey Frank, Congratulations!!” When I asked why he said my credit score was 672 which made me average. 

I still can’t figure out how my credit score went from the very low 500’s to 672 but I’m sure Joe and the company he works for had something to do with it.  Yes, I lost my house a house I grew up in and was my grandmothers, but I got my life back!! That’s all that matters. 

Joe, Thank you for saving my life, and I mean that literally.  Without your help and what you did for me I honestly don’t think I would be here today!  All of you people out there who may be in the same situation I was.

Please give Joe a call. I know he can help you because I know what he did for me!!  

Varnerin Family - Somerset County, NJ (Buyers)

Thank you so much for everything.  I know how hard the two of you worked on this sale and we do appreciate it.  I've learned so much about the process of short sales thanks to your patience and willingness to educate me.

I hope Dee knows that if she didn't have you on her side the condo probably would have foreclosed.  You are great at what you do!! Please enjoy the holidays with your family.  Have a safe and healthy New Year.

All the best, The Varnerin Family

Casey of Middlesex County, NJ:

I just wanted to thank you both so much for all of your help with the house. I know it was a lot of work and I truly appreciate it! All of the time and effort you put in really means a lot to me and my family. You helped make a very difficult time a little easier. It is a huge relief to us all this is finally over.

From the bottom of my heart, Thank you!!

Patrick and Laura of Somerset County, NJ:

Patrick and I just wanted to say thank you to you and your staff for helping us sell our home. As you know we are going through some tough times. But, you have helped us get through one of the toughest which is trying to sell a home during these hard times! You have shown us compassion as well as professionalism. Everyone that we have been in contact with has been kind and helpful as you. We are forever grateful!

Please, if need-be, use our name as a reference. As we told you before if and when the time comes we will be asking for your help once again. But, this time it will be in helping us to purchase a home. It has truly been a pleasure knowing you and your Fiancé and we wish you much success in the future.

Sincerely, Patrick and Laura

Caryn  of Somerset County, NJ:

Dear Joe, I don't even know how to begin to thank you for the successful sale of our property. It was the eleventh hour of the last court extension before foreclosure. After narrowly escaping a lease buyback situation that was a glaring setup for failure with a broker whose tactics were less than ethical, it was becoming clear that the only way to move forward was to let the foreclosure occur and start all over, with that huge credit blemish.

You came into the picture and honestly, I had no faith that anything could be done. However, your calm, respectful and professional manner was so refreshing that I began to think that maybe this could work. There were several issues with the house that could have prevented a sale going through, yet you persevered and were able to surmount all of those obstacles. This was no small feat, and you certainly have earned the title of "Expert" with this one.

My heartfelt thanks to you, Joe.

Paul  of Middlesex County, NJ (Broker/Realtor):

Joe Lawrence, at Hope Home Buyers, is a true professional in every sense of the word. He is more than just business; he is a caring and very sincere person. He has integrity and a real passion for real estate and more for doing the right thing. Being a Realtor who interacts with about 10 other business men in Joe's capacity, he is by far, honestly at the top of my list. I can go on and on, so please feel free to contact me anytime for a detailed description of how Joe works. 

Janet & Sal -  Middlesex County, NJ

Dear Joe, Words can't express how truly grateful that you came into my life.  I hope you know how much I truly appreciate all you have done for me and my family.  Without you and your company we would of lost our home.  Thank you so much for your help and I'm so relieved that its all over now.  I'm ready to move on.

Thank you again, Janet